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little by little

April 16th, 2008 at 05:11 pm

i am going to do the $20 challenge.

i have never tried this before but i want to get rid of my $6000 credit card debt, and making measly payments each month is weighing me down. i started out last month on 3/1/08 and plunked 20 bones in an envelope at work. i hid it in my drawer. i add to it when i get some extra loot such as a rebate or cash back from using my credit card. i am now up to $179 because i just got $55 for doing yardwork for a guy on craigslist last sunday for 3 hours. easy money. it is good to escape the miasma of the office for a bit.

my hopes:
$100 by 4/1. check.
$200 by 5/1.
$500 by 6/1.
$800 by 7/1.
$1200 by 8/1.
$1500 by 9/1.


-lib


little by little
we gave you everything you ever dreamed of.
gallagher

Posted in $20 Challenge | 4 Comments »

4 Responses to “little by little”

  1. JanH Says:
    April 16th, 2008 at 06:20 pm 1208370033
    1208370033

    The envelope sounds like a great idea! Welcome to the challenge!

  2. sagegirl Says:
    April 16th, 2008 at 07:21 pm 1208373686
    1208373686

    Never thought about keeping my envelope at work. It would be great because I rarely leave the office when I am here and so I am unlikely to spend it. Interesting.

  3. baselle Says:
    April 19th, 2008 at 05:09 am 1208581773
    1208581773

    I keep my tip box at the office. I highly recommend storing the savings at the office - fewer temptations, close to my bank, and if there's the $2-3 collection for something, I'm covered. Just make sure your drawer is lockable.

  4. aliberal Says:
    April 19th, 2008 at 06:44 pm 1208630676
    1208630676

    @ janH - yeah, having the cash to look at is encouraging, when i keep track of the money i input on the outside of the envelope. i love it!

    @ sagegirl - when it is at work, i can keep it safe. i don't spend cash there.

    @ baselle - what do you mean by 'tip box'? my envelope is locked each night.

    -lib

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